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What does your software stack actually cost?

Clientflow, galleries, editing, culling, storage, e-sign. Price the layers you actually pay for, add the card fees on your bookings, and see the year and the per job number.

Tiers reflect published 2026 price ranges, checked July 2026. Every layer takes your own figure instead. Product names belong to their owners; Kepla is not affiliated with any of them.

01 · THE SUBSCRIPTIONS
HoneyBook, Dubsado, 17hats, Studio Ninja, Táve and the like.
Pixieset, Pic-Time, ShootProof, CloudSpot and the like.
Lightroom and Photoshop, Capture One, or an AI editing service on top.
Annual plans divided by twelve give the truer monthly number.
Drive, Dropbox, Backblaze. Count every plan you renew.
Only count this if you pay for it outside the CRM.
02 · THE FEES NOBODY ITEMISES
What clients pay you in a year, card and bank together.
Used for the per job number below.
The rate on your merchant statement, or the one baked into your CRM.
Bank transfers and cash do not carry the percentage.
Subscriptions$0/yr
Card processing$0/yr

Two bars, same scale. On most working stacks the second one is longer, which is the part that surprises people.

Subscriptions per month$0
Subscriptions per year$0
Card processing per year$0
Cost per job$0
Share of what you take0%
Your stack costs you, every year $0

Subscriptions and card fees only. Your own hours moving data between tools that do not talk to each other are not in this number, and they are not small.

WHERE THESE NUMBERS COME FROM

Three stacks, priced

Checked against published pricing in July 2026, three realistic stacks land at about $77, $93 and $205 a month, which is roughly $924 to $2,460 a year before a single card fee. The full working, layer by layer, is in what a photography tool stack really costs.

Then the fees. At a 2.7 percent plus 10 cent card rate, $60,000 of bookings adds roughly $1,630 a year. For most photographers that single line is larger than every subscription combined, and it is the one that never appears on a renewal email.

WHAT THE NUMBER LEAVES OUT

The cheap part is the part you can see

Two costs never reach a statement. The first is your hours as the integration layer: when the CRM and the gallery do not share data, you are the connection between them. Thirty to forty five minutes a job of copying, linking and marking off, at sixty jobs a year, is a working week you did not bill.

The second is bigger. Because no single system sees the whole relationship, nobody owns the follow up. The unsigned contract sits, the balance ages, and last spring's newborn client never hears from you at month eleven. One recovered rebooking is worth more than a year of most subscriptions. The rebooking templates and the full stack breakdown both go at this.

FOUR WAYS TO SHRINK IT
Cancel the overlap first
Contracts, e-sign and storage are often paid for twice: once inside the CRM and once outside it. This is the only cut that costs you nothing.
Move the annual plans to annual
Monthly billing on a tool you will keep all year is a premium for optionality you are not using. Most vendors price the year at ten to twelve months.
Push the fee where it belongs
Bank transfer for balances, cards for deposits, is the usual compromise. Halving the card share on $60,000 saves several hundred a year on its own.
Count the hours, then decide
A tool that removes two hours a week is cheaper than a free one that adds them. The culling time calculator puts a number on that side.
COMMON QUESTIONS

Questions people ask about stack cost

How much do photographers spend on software?

Priced at July 2026 rates, a lean stack runs about $77 a month, a common stack about $93, and a full stack with premium clientflow, an advanced gallery plan, separate e-sign and storage about $205. Card processing sits on top of all three.

Do payment processing fees really count?

They are usually the largest line and the least itemised. At 2.7 percent plus 10 cents, $60,000 of bookings is roughly $1,630 a year, more than most photographers pay for every subscription combined.

What is the cheapest stack that still works?

A lean clientflow tool, an entry or free gallery plan, and one editing subscription. The larger saving is almost always removing overlap rather than downgrading: paying twice for e-sign, contracts or storage another tool already includes.

What does this calculator not include?

Subscriptions and card fees only. It does not price the hours you spend moving data between tools, or the bookings lost when nothing owns the follow up. Those are covered in the full breakdown.

FOUNDING COHORT

One line of the stack you can stop paying for.

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